• Toll-Free : 18002033858
Products

Our Products

Income Generation Loan

Income Generation Loan

Lending Model
  • Joint Liability Group
Purpose
  • Income Generation Loan
Loan Amount
  • ₹10,000 - ₹1,00,000
Eligibility
  • Age – 21 years to 58 years
  • Annual Household Income - less than ₹3,00,000
  • FOIR - less than 50%
Rate of Interest
  • Current Rate of Interest - 26.50% p.a.
  • Minimum – 26.50% p.a.
  • Maximum – 26.50% p.a.
  • Average Rate of Interest in the last Quarter - 26.50% p.a.*
Other charges
  • Processing Fee – 1.50% + Applicable Tax
Repayment Frequency
  • Weekly/fortnightly/monthly
Tenure
  • 12 months to 24 months

Note:

  • All interest rates are calculated on a reducing balance basis per annum.
  • Effective Date: October 18, 2023
  • The interest rate applicable for a customer shall be dependent on their geography, loan product, vintage with Srifin Credit Private Limited & risk profile of customer.
  • *Average interest rate is displayed for Q2FY27.
Mid Term Loan

Mid Term Loan

Lending Model
  • Joint Liability Group
Purpose
  • Income Generation Loan
Loan Amount
  • ₹10,000 - ₹40,000
Eligibility
  • Age – 21 years to 58 years
  • Annual Household Income - less than ₹3,00,000
  • FOIR - less than 50%
  • MTL will be available to Customers who have completed at least 16 weeks (4 months) of their Income Generating Loan (“IGL”) cycle with 100% Ontime repayment record.
Rate of Interest
  • Current Rate of Interest - 26.50% p.a.
  • Minimum – 26.50% p.a.
  • Maximum – 26.50% p.a.
  • Average Rate of Interest in the last Quarter - 26.50% p.a.*
Other charges
  • Processing Fee – 1.50% + Applicable Tax
Repayment Frequency
  • Weekly/fortnightly/monthly
Tenure
  • 12 months to 24 months

Note:

  • All interest rates are calculated on a reducing balance basis per annum.
  • Effective Date: 1st July 2024.
  • The interest rate applicable for a customer shall be dependent on their geography, loan product, vintage with Srifin Credit Private Limited & risk profile of customer.
  • *Average interest rate is displayed for Q2FY27.
Consumer Durable Loan

Consumer Durable Loan

Lending Model
  • Joint Liability Group
Purpose
  • Consumer Durable Loan
Loan Amount
  • ₹10,000 - ₹20,000
Eligibility
  • Age – 21 years to 58 years
  • Annual Household Income - less than ₹3,00,000
  • FOIR - less than 50%
Rate of Interest
  • Current Rate of Interest - 26.50% p.a.
  • Minimum – 26.50% p.a.
  • Maximum – 26.50% p.a.
  • Average Rate of Interest in the last Quarter - 26.50% p.a.*
Other charges
  • Processing Fee – 1.50% + Applicable Tax
Repayment Frequency
  • Weekly/fortnightly/monthly
Tenure
  • 6 months to 12 months

Note:

  • All interest rates are calculated on a reducing balance basis per annum.
  • Effective Date: 1st July 2025.
  • The interest rate applicable for a customer shall be dependent on their geography, loan product, vintage with Srifin Credit Private Limited & risk profile of customer.
  • *Average interest rate is displayed for Q2FY27.

Reach us

Registered and Corporate Office Address: C/o Spacion Business Centre Pvt Ltd., Spacion Towers, Level 4, Next to The Westin Hotel Road, Vittal Rao Nagar, Hi-tech City, Hyderabad, Telangana-500081

Email: info@srifincredit.com
Phone: +91 40 4547 4619
Toll Free No: 1800 2033858

Grievance Redressal

Srifin Credit Private limited has proper Grievance Redressal system in place having multilevel escalation process for timely redressal for any complaint/grievance .

For more information about the grievance redressal process, please

Click Here

Copyright © 2026 Srifin Credit Private limited. All Rights Reserved.